My Cash Now
About My Cash Now
MyCashNow is an online payday loan company that specializes in short- term personal loans. Since 2001 MyCashNow has offered online payday loan to customers. After MyCashNow opened its doors 2001 it has become popular online payday loans lender who approves application and funds your bank account faster than most of competitors.
Today, they offer services in over 35 U.S. states and growing.
Quick Facts of My Cash Now
- Great Reputation & Long History
- Fees are clearly posted
- Preferred member program
- New customer rewards.
- Bad Credit OK
- Faxless Application
MyCashNow does not provide payday loan services to those who live in the following states: California, Colorado, Georgia, Kansas, Montana, Nevada, New Hampshire, Ohio, Tennessee, Virginia, and West Virginia.
Ease of Use
MyCashNow is one of the easiest payday loan websites, it is nice looking easy to understand and navigate. Customers can apply for a loan with MyCashNow either online or over the phone. The loan application is easy to understand and fill in and if needed professional customer support is easy to reach.
Obtaining a payday loan from MyCashNow is quick and the online loan application process takes only 5 minutes to complete. Clients loans are approved instantly, and if approved, your loan will be deposited into your account within 24 hours. cash will be deposited directly next day. Clients with poor or bad credit can also obtain a loan.
MyCashNow uses standard Geo Trust encryption certificate to protect personal information provided by customer. Standard SSL certificate protects personal info but it does not offer same level of trust to online transactions like Extended Validation (EV) SSL Certificates.
Cost of Loan
Their annual percentage rate (APR) is clearly presented on their website which are based on a minimum 14 day loan term. If you need help determining the fee and rate that works best for you, customer service can help you with that. MyCashNow has average payday loan rate. While their rates are slightly higher than average they offer some excellent promotions and discounts. Preferred customers may receive up to 30% off the standard interest rate.
MyCashNow customer support service is excellent. Customer service representatives are well trained, friendly and professional. They are happy to assist and do not hold back any information. MyCashNow phone and email customer support is available from are Monday through Friday 24 hours a day, on Saturdays 12am to 9pm and closed on Sundays.
MyCashNow really knows how to take care of customers. Convenience program was started that makes getting a personal loan simple and easy. Clients have the option of using the My Cash Card or the MoneyGram system. The My Cash Card allows to get a loan and use it just like a debit or credit card at any of the places you normally shop. The MoneyGram allows to pick up funds at Wal-Mart or any of the other 16,000 locations nationwide.